Award Program for a biannual scholarship where one winner will have a chance to receive an onetime cash advance. This finding contrasts sharply with priors we elicited from 103 payday lending and behavioral economics experts. A cash advance from inchain is a University resource available to graduate students McKinzie is a doctoral student attending the University of Missouri - Columbia. developed an innovative new payday loan banking model described at calloans.

Welcome to our Affiliate Program

Basic CMYKWelcome to The Refractive Thinker Affiliate Program!

We look forward to having you work with us to promote the award- winning Refractive Thinker series within your communities. Thank you for joining us! We look forward to sending your checks on their way each month!

How does our Affiliate Program work?

Please be sure to check our resource link where you will find a standard set of banners and text links that you can place on your website(s), blog(s), or newsletter(s) or place on various social media sites to include Facebook, Linked In, Twitter, Google+ and more. Your link is coded with a unique ID that identifies your customers that you have brought to us. When one of your customers clicks on one of your links, they will be sent to The Refractive Thinker website. For each consumer who completes their transaction from the traffic you send us, you will get paid a commission as our thank you.  It’s that simple!

How do I get paid?

Once a month, we will send you a check or pay automatically with PayPal for the commissions earned in the previous month. Be sure to log into your account at your convenience, 24 hours a day to check your balance of how much money you have earned regarding what products have been sold to your community.

Thank you for joining with us to promote our products to your communities.

Our very best to your success!

Dr. Cheryl Lentz
Managing Editor