Award Program for a biannual scholarship where one winner will have a chance to receive an onetime cash advance. This finding contrasts sharply with priors we elicited from 103 payday lending and behavioral economics experts. A cash advance from inchain is a University resource available to graduate students McKinzie is a doctoral student attending the University of Missouri - Columbia. developed an innovative new payday loan banking model described at calloans.

The Refractive Thinker®: VOL X: Special Military Edition

The Refractive Thinker® Volume X: Effective Business Strategies for the Defense Industry Sector 2015

FOREWORD by: General Ronald R. Fogleman (USAF ret.),
former 4 star General – Chief of Staff, United States Air Force

Problem: The lack of affordable and easy to understand publishing avenues for academicians to meet university peer-reviewed publishing standards and retain ownership of copyright.

Purpose: To create a publishing solution for doctoral scholars to publish their dissertation study results and scholarly research.

Goal: To publish an anthology of the works of multiple academic doctoral authors in one themed volume.

Mission: To get research off the coffee table, out of the Ivory Tower, and into the hands of business owners and entrepreneurs.

Contributing Scholars:

  • Dr. Xavier Bruce
  • Dr. Kenneth Chamberland & Dr. Arnie Witchel
  • Dr. Edgar Jordan & Dr. Elmer Hall
  • Dr. Alex Armour
  • Dr. Mac McClelland
  • Dr. Eric Williams & Dr. Judy Fisher-Blando
  • Dr. Pat Spearman & Dr, Marilyn Simon
  • Dr. Lunthita Duthely
  • Dr. Sylvia L. Allen
  • Dr. Jody Sandwich & Dr. Cheryl Lentz