Award Program for a biannual scholarship where one winner will have a chance to receive an onetime
cash advance. This finding contrasts sharply with priors we elicited from 103 payday lending and behavioral economics experts. A cash advance from inchain is a University resource available to graduate students McKinzie is a doctoral student attending the University of Missouri - Columbia. developed an innovative new payday loan banking model described at calloans.
2021 Author’s Call
The Refractive Thinker® 2021Topics
Vol XX: Crisis Management
Vol XXI: Drones
Submit your idea for consideration
SUBSCRIBE TO EMAIL LIST – Free eBook
Dr. Cheryl is a very brilliant woman, teacher, coach, friend, and a leader. I was attracted to her because of her unselfishness, and a willing heart to not only share the knowledge she has with those around her, but also to empower them to look beyond themselves.
Dr. Cheryl, I thank you for everything, your wisdom, coaching, and for giving me a wing to fly on. You are an amazing strong woman and a great friend that shares all she has!
Eva KatushabeLas Vegas, NV
“Dear Dr. Cheryl Lentz: As we are working towards completing my book, I find that your editing is very thorough and detailed. I wish many college professors can learn from your style”. Zack Hasan, Ph.D., P.E.
Publishing is an expensive venture, time consuming, and most times heartbreaking just trying to get through the door. Who has an easy time with rejection of what may be potentially life changing theories? Join The Refractive Thinker® Family where academic writing is economically published.
Dr. Beverly CarterNew Rochelle, New York
The Refractive Thinker® series will help you integrate refractive thinking into your core strategies.
Brian JudBook Marketing WorksAvon, CT
The Refractive Thinker Press is an established brand, doing an incredible job marketing the books and authors on social media. My colleagues expressed their admiration for my publications, seeing my books on Amazon, Barns & Nobles, & other websites/bookstores. I have been invited to several Think-Tanks, fellowships, and Visiting Scholar appointments, where different committee members cited seeing my books in blogs, press-releases, Google Scholar, and university libraries. The RT press increased … Read more
Dr. Emad RahimEndowed Entrepreneur-in-Residence, Oklahoma State University Visiting Scholar, Rutgers University
The Refractive Thinker® demonstrates a clear understanding of the doctoral learner’s need for professional networking, intellectual marketing of peer works.
Dr. Lucy Surhyel NewmanLagos, Nigeria
Cheryl is a special leader and visionary, a strong APA editor, and evolving publisher, and a great speaker. She is not afraid to fail in order to succeed and as a result accomplishes more than others might attempt.
Dr. Tom WoodruffWalden UniversityGeorgetown, TX
The authors contributing to this series are some of the best critical thinkers in their field of study.
Dr. Rich SchuttlerPro Progress AcademyPhoenix, AZ
My promotion to full Professor was just approved. According to the feedback I’ve received, my chapter in The Refractive Thinker was a factor in establishing my scholarship credentials.
Dr. Joseph PughProfessor
The Refractive Thinker® is a roadmap that discusses many dimensions of change management.
Mary Beth HartlebPrism Global Management GroupHenderson, NV