Award Program for a biannual scholarship where one winner will have a chance to receive an onetime cash advance. This finding contrasts sharply with priors we elicited from 103 payday lending and behavioral economics experts. A cash advance from inchain is a University resource available to graduate students McKinzie is a doctoral student attending the University of Missouri - Columbia. developed an innovative new payday loan banking model described at calloans.

Dr. Cheryl Lentz

Meet our Managing Editor: Dr. Cheryl Lentz



  • Doctorate of Management (DM) in Organizational Leadership
    • Masters of Science in International Relations (MSIR)
    • Bachelor of Arts (BA)

34-time published author
17-time award winning author

Service Awards

Walden Woods Exemplar Scholar
Faculty Community Service Award- University of Phoenix
2016 Faculty of the Year: DBA Program


Sloan C Certification from Colorado State University – Global
Quality Matters Peer Reviewer (APP/PRC) Certification.


Grand Canyon University
Embry Riddle University
University of Phoenix
University of the Rockies
Walden University


  • Strategic Decision-Making in Organizational Performance: A Quantitative Study in Employee Inclusiveness: Mentor: Dr. Elmer Hall

Community Service

Siberian Husky Rescue of New Mexico, Inc. 501(c) 3
Alpha Sigma Alpha Sorority Alumnus
Habitat for Humanity Volunteer